M-SACCO App
Download our mobile app for seamless transactions
Download the M-SACCO app from Google Play Store
Register using your SACCO membership details
Access your account and make payments anytime, anywhere
MTN Mobile Money
Pay using MTN Mobile Money USSD
Dial the USSD code below on your MTN line
Enter your SACCO ID: RWAKY
Follow the prompts to complete your payment
Airtel Money
Pay using Airtel Money USSD
Dial the USSD code below on your Airtel line
Enter your SACCO ID: 1135373
Follow the prompts to complete your payment
Download M-SACCO App
Manage your SACCO account on the go with our user-friendly mobile application. Check balances, make payments, apply for loans, and more - all from your smartphone.
Download on Google PlayBenefits of Mobile Payments
Why choose our mobile payment solutions?
24/7 Availability
Make payments anytime, anywhere - no need to visit a branch during working hours.
Instant Processing
Transactions are processed instantly, saving you time and ensuring timely payments.
Secure Transactions
All mobile payments are encrypted and secure, protecting your financial information.
Cost Effective
Save on transport costs and time by making payments directly from your mobile device.
Frequently Asked Questions
Find answers to common questions about mobile payments
The minimum payment amount via mobile is UGX 1,000 for both MTN and Airtel.
Yes, standard mobile money transaction fees apply as per your telecom provider's rates. These fees are separate from your payment amount.
Payments are processed instantly and should reflect in your SACCO account within minutes. In rare cases, it may take up to 24 hours during system maintenance.
If your payment fails, first check your mobile money balance and network connection. If the problem persists, contact our customer service for assistance.
The M-SACCO app requires an internet connection for most functions. However, you can use USSD codes (*165*653# for MTN, *185*673# for Airtel) without internet access.